AI in Banking: How Finance Uses Machine Learning

Banking was one of the earliest and heaviest adopters of AI, and for good reason: it is an industry of data and decisions at massive scale. This cursus explains how banks really use AI, fraud detection, credit scoring, anti-money-laundering, and customer service, the mechanics and trade-offs of each workflow, and the guardrails unique to finance, fairness in lending, explainability, model risk management, and accountability, that make powerful, large-scale decisions about people acceptable.